Frequently Asked Questions About Car Accident Claims

When a person gets behind the wheel of a vehicle, their sights are likely set on where they are going. Car accidents are incredibly common, and many may not realize how they could be at risk when they get behind the wheel. While there are certain practices that drivers should adhere to to mitigate accidents, in some situations, even when practicing safe and defensive driving, a collision may be unavoidable. While a car accident claim may be an appropriate way to move forward, victims will likely have several questions. A car accident lawyer can play a critical role in answering questions and strategizing the most appropriate way to move forward.  

I contacted law enforcement; why didn’t they arrive at the scene?

When a car crash has resulted in property damage or injury, those involved must contact law enforcement. Police will play a critical role at the scene in ensuring that all parties receive the support they need. Additionally, they can help reduce confusion by gathering information from parties to begin making sense of what happened. Depending on the accident, it may be a low priority. There are a few things that could happen. You may be told to just exchange information with one another, or you may have to wait a significant period of time for police to arrive. Be aware that while you must contact the police, they may not be able to come to the scene in some situations. This is likely because they are responding to calls that are higher priority.  

Will a police report be generated for an accident if law enforcement did not show up?

A police report is a critical piece of evidence when pursuing damages that have resulted from a car accident. In some states, you are required to report any accidents to the police. However, even when it is not, it’s always a good idea to notify law enforcement. If the police do not arrive at the scene, you should consider filing a report on your own. Filing a police report protects your interests, helps tie your losses to the accident, and proves your claim should you take legal action. 

Why would an insurance company undervalue my claim?

Be aware that the insurance company is likely not on your side. As a company, they are looking to pay out as little as possible for accident claims. It’s not uncommon for the first offer they make to be far below what you are entitled. To protect your interests, you will need a car accident lawyer to help ensure that your claim is valued appropriately right from the start and negotiate your claim with the assigned insurance adjuster. 
Car accidents come unexpectedly, making them impossible to plan for, like a car accident lawyer in Memphis, TN from a firm like Darrell Castle and Associates, PLLC can attest to. While some may be able to recover fully, a great many are susceptible to experiencing long term effects. No victim should dismiss the opportunity at retaining compensation before they speak with a car accident lawyer. Get started by consulting with an experienced area car accident lawyer.